In the years 1983–1990, Lachowski worked as a research assistant at the Institute of Economic Development at the School of Planning and Statistics in Warsaw. His research group, led by Leszek Balcerowicz, worked on plans for Poland’s transition from a centrally planned to a free market economy. In 1987–1992, Lachowski directed a consulting firm, INTEXIM – Centre for Economic Analysis, which specialized in strategic and financial advice. In 1993, Lachowski started working in Powszechny Bank Gospodarczy in Lodz. In 1996–1998, Lachowski was the Executive Vice President of the Management Board, and then the First Deputy President of the Management Board at the PBG responsible for retail, corporate and investment banking. From 1998 to 2000, Lachowski served as the Executive Vice President of the Management Board of Powszechna Kasa Oszczędności BP, the largest Polish bank, where he was initially responsible for retail banking, but over time he became responsible for all business lines, including corporate banking, investment banking, and the real estate market. During that time he oversaw restructuring of the PKO BP and formulating a new development strategy of the bank, owing to which the bank regained its competitiveness. Under the new strategy and the new name PKO Bank Polski, the bank was converted from a savings bank offering simple retail products, into a modern universal bank present in all segments of the market including retail, corporate and institutional customers. In the first year of implementation of the new strategy, the bank attracted nearly one million of new retail customers. In 2000, Lachowski began working at BRE Bank as a board member in charge of two greenfield, retail banking projects: mBank, the first internet bank in Poland and Central and Eastern Europe, and MultiBank, a modern brick and mortar bank for the emerging middle class and small and medium enterprises. Both banks were successfully launched – mBank within 100 days in November 2000 and MultiBank in 2001. mBank subsequently successfully entered banking markets in the Czech Republic and Slovakia. Lachowski initiated the project of a European retail bank based on EU passport with international expansion of mBank to the Czech Republic and Slovakia in November 2007. In 2004, Lachowski become the CEO of BRE Bank. During his tenure, the bank was transformed from a medium-sized corporate bank to a large universal player, becoming the third largest bank in Poland in terms of assets. At the same time, BRE Bank developed a reputation as one of the top financial institutions in the country and was awarded the title “Best Financial Institution” in 2008. Sławomir Lachowski left BRE Bank in March 2008. In 2013–2015, Lachowski was the CEO of FM Bank PBP, where he completed the merger of FM Bank and PBP Bank, restructuring FM Bank PBP and transforming the bank into a dual brand financial institution, focusing on the prospective target customer groups of the new generation customers and citizens of digital world as well as microenterprises and self-employed professionals.
“Acting on Values. Leadership in Turbulent Times” Kindle Edition, Studio Emka, 2015 “Od wartości do działania. Przywództwo w czasach przełomowych”, Studio Emka, Warszawa 2013 „DROGA ważniejsza niż cel. Wartości w życiu i biznesie”, Studio Emka, Warszawa, 2012 “It’s the Journey not the Destination. Values in Life and Business. Guide to Management by Values”, Kindle Edition, Studio Emka, 2012 “Disruptive Innovation in Banking: A Business Case in Low-Cost Finance. How to Win Against the Leaders by Creating Strategic Competitive Advantage and Real Value for Customers” Kindle Edition, Studio Emka, 2012 „Droga innowacji. Pracuj ciężko, baw się, zmieniaj świat”, Studio Emka, Warszawa, 2010
