Card reciprocal agreements


In order to expand the acceptance of their credit and debit cards, many networks, such as Discover, JCB, UnionPay, BC Card, and RuPay create alliances with other networks.

Existing reciprocal agreements

The table below is designed so that one can easily look up his/her branded card in the first column, and see what other networks it is accepted on. Information, naturally, will be repeated as a result.
Branded CardAlso Accepted Where You SeeNotes
American Express
  • JCB
BC Card
  • Discover
  • JCB
  • UnionPay
  • RuPay
  • Discover
  • JCB
  • RuPay
  • UnionPay
  • BC Card
  • Excludes United States & Canada issued cards, which are MasterCard cards.
    Discover
  • Diners Club
  • JCB
  • RuPay
  • UnionPay
  • BC Card
  • Discover acceptance at Japan's JCB started in 2008.
    JCB
  • Discover
  • Diners Club
  • RuPay
  • BC Card
  • American Express
  • As of October 12, 2007, JCB Cards must be accepted anywhere Discover Network Cards are accepted in the United States, Puerto Rico, Guam and the Northern Mariana Islands.
    Pulse
  • LINK
  • UnionPay
  • RuPay
  • Most ATM Networks in the U.S.
    RuPay
  • Discover
  • Diners Club
  • Pulse
  • JCB
  • UnionPay
  • NETS
  • Elo
  • DinaCard
  • BC Card
  • As of March 7, 2012, Discover Financial Services and National Payments Corporation of India announced they have entered into a strategic alliance.
    UnionPay
  • Discover
  • Pulse
  • JCB
  • BC Card
  • RuPay
  • As of November 1, 2007, UnionPay cards may be accepted where Discover Network cards are accepted in the United States, Canada, Mexico, Central America and the Caribbean.